# Montes Auri Blog

> The research publication arm of **The Institute of Future Banking** — a think-tank dedicated to reimagining global finance by bridging traditional banking with decentralised systems.  
> © 2025 Montes Auri Blog. All rights reserved.  
> Contact: [email protected]

**Quick facts:**  
- New research articles are published weekly; cornerstone pieces from the last 12 months are collected under **Key Articles**.  
- Use tag pages such as [`/tag/ai-and-banking/`](https://blog.montesauri.com/tag/ai-and-banking/) or the site search for fast navigation.

## Key Articles

- [The Future of Regulation: How MiCA Will Reshape European Crypto-Banking and the Economy](https://blog.montesauri.com/the-future-of-regulation-how-mica-will-reshape-european-crypto-banking-and-the-economy/): Impact analysis of MiCA on EU crypto-banks — opportunities, compliance costs, and market consolidation.  
- [The Bank of the Future in the Sixth Technological Wave](https://blog.montesauri.com/the-bank-of-the-future-in-the-sixth-technological-wave/): Vision paper on how AI, tokenisation, and big-data analytics redefine banking functions in the sixth tech wave.  
- [Usable Blockchain Software](https://blog.montesauri.com/usable-blockchain-software/): Technical review of full-node architectures and usability lessons from leading open-source blockchain clients.  

## Key Authors

- [Aleksandr Kuboskin](https://blog.montesauri.com/author/kubo/): Founder; 20+ years in financial markets; CFA Charterholder.  
- [Aleksei Bogun](https://blog.montesauri.com/author/abogun/): CPO; crypto-industry specialist with 10+ years of B2B/B2C experience.  
- [Mikhail Bratchikov](https://blog.montesauri.com/author/m-bratchikov/): Head of IT; 20+ years in DevOps and Linux administration.  
- [Alex McFarlane](https://blog.montesauri.com/author/alex-mcfarlane/): Quant strategist, ex-Nomura VP; MSc in Theoretical Physics.  
- [Alexandru Stefan Goghie](https://blog.montesauri.com/author/alexandru/): PhD researcher; blockchain-governance scholar.  
- [Fedor Ragin](https://blog.montesauri.com/author/fedor-ragin/): CSO at Admirals; foresight and institutional-analysis expert.  
- [Kai Scholz, LL.B.](https://blog.montesauri.com/author/kai-scholz/): Legal partner; compliance and data-protection expert.  

## Topic Hubs

- [AI and Banking](https://blog.montesauri.com/tag/ai-and-banking/): AI-driven innovation, predictive analytics, and automation in financial services.  
- [Banking and Crypto Regulations](https://blog.montesauri.com/tag/banking-and-crypto-regulations/): Global regulatory frameworks, MiCA, DORA, and compliance strategies.  
- [Banking and Blockchain](https://blog.montesauri.com/tag/banking-and-blockchain/): DLT infrastructure, tokenisation, and on-chain settlement inside banks.  
- [Central Banks and CBDCs](https://blog.montesauri.com/tag/central-banks-and-cbdcs/): State-issued digital currencies, monetary-policy innovation, and CBDC pilots.  
- [Digital Infrastructure](https://blog.montesauri.com/tag/digital-infrastructure/): Network architecture, cybersecurity, and operational resilience for fintech platforms.  

## About & Community

- [About Us](https://blog.montesauri.com/about/): Institute mission statement & manifesto.  
- [Become an Author](https://blog.montesauri.com/become-an-author/): Submission guidelines & current author roster.  
- [Subscribe](https://blog.montesauri.com/#/portal/signup): Free newsletter for early subscribers.  

## Optional

- [Montes Auri Main Site](https://montesauri.com/): Corporate crypto-banking platform (launching in 2025).  

> Last updated: 2025-07-02